Important travel tips to consider before you go!
If winter travel is in your plans, whether you’re heading south, skiing or travelling elsewhere, we would like to remind you of a few things that might be of interest to you.
AVOIDING FROZEN PIPES
Should your furnace stop working while you are away, the temperature inside your home could drop and freeze the water, causing pipes to burst. Your homeowner’s policy usually won’t cover the resulting damage if you’ve been away for more than four (4) consecutive days during the usual heating season. For coverage to continue, you can arrange for a competent person to check your home each day, or shut off the water supply to your home and drain the pipes before you leave.
MEDICAL EMERGENCIES ABROAD
Your province’s health insurance plan will not cover you in the event of a medical emergency outside of Canada. Even if you travel within Canada, your provincial plan will only pay up to your own province’s daily limit. It is important to have proper travel insurance to avoid any potential financial burden. We recommend you purchase at least $2 million Canadian in coverage, and most policies will exclude any pre-existing medical condition automatically.
EASY AUTO RENTAL
You may already have the coverage on your auto policy that will save you the insurance cost when renting a vehicle in the U.S. and Canada. If not, we can add it at a very reasonable cost. In most cases, if you rent a car for more than one day the additional coverage will pay for itself.
CONSIDER LOCAL TRAVEL AGENTS
When booking vacations online, in the event of flight cancellations or online travel company closures it can be difficult to find a resolution. Many of your local travel agencies will match online prices and give you the peace of mind of having someone to see if glitches in your travel plans occur.
© Staying In Touch 2007 – (Vol 17, #2)